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2015.11.20 Friday

#156 The advantages and disadvantages of credit cards.

0
    こんにちは!
    本日紹介させていただくessayは、credit cardについてです。
    私も、携帯電話の支払い、光熱費の支払い、ネットショッピング
    での支払いなど、生活に欠かせないものとなっています。
    皆さまはどうお考えですか?



    The  advantages  and  disadvantages  of  credit  cards.
     
    I have two credit cards. One is a VISA, and the other is a JCB. There are some good aspects for us to have credit cards, so that is why I applied for them. But there are also some bad aspects to them at the same time. My idea about the advantages and disadvantages of credit cards are as follows.
    The most important reason why I have a few credit cards is to get some privilege points. We can exchange the points for various gifts. My favorite gift is airmiles. When the mileage increases enough, I'll be able to go somewhere for free. The second most important reason is to lessen times of drawing some money out of ATMs. I used to go to ATMs two or three times a month before getting a credit card. But it's once or less today. The credit card has saved me from waiting in front of ATMs.
    A disadvantage of credit cards is the attraction that leads me to buy unnecessary things for the sake of earning airmiles. In fact, I bought some unnecessary things, not so many though. Probably, other people also tend to be tempted into doing some shopping because of the points. Another disadvantage is the difficulty of calculating how much money we've spent. What's more, we don't spend our cash at cashiers. As a result, we might spend more money than we earn. It's true that most of us are careful about this danger, but we had better not make light of it. 
    These are my ideas about credit cards. This essay gave me a good opportunity to think about credit cards. I'd like to review my relationship with them sometimes. How about you?
     
    教師より
    You structured your essay very well and it has a good balance and rhythm.
    I use my credit card a lot to shop online. I often buy books from Amazon.jp and in Japan the delivery times are very speedy.
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